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Life Insurance or Life Cover advice can be life changing: leaving you with real peace of mind.
Life insurance pays out either a lump sum or a regular income on death, thus providing a financial safety net for your loved ones. This money can then be used to clear debts, such as an ongoing mortgage, or to fund everyday living.
No one likes to think of the time when they are no longer around. But it's important to protect the things that matter; like your loved ones, home and lifestyle in the event that the unexpected happens.
Life insurance can give a degree of reassurance. It's quick and easy to set up. And it doesn't need to be expensive.
By paying a premium each month, your family will get a cash pay-out if you die during the term of the policy. Or you'll get it early to help remove financial worries if you're diagnosed with a terminal illness (dependent on the terms of your policy).
For many though, this can be confusing. Everyone's protection needs are different which is why it's important to understand what the right cover is for you.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.