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If you are planning to buy a property to rent out you will need a buy-to-let mortgage. A buy-to-let mortgage is a mortgage sold specifically to people who buy property as an investment, rather than as a place to live.
A buy-to-let property can be a welcome asset for a landlord with a portfolio of properties or someone looking at investing in their first property. Before you take the next steps, we can talk to you about the buy to Let mortgages we offer and make sure you have all the information you need to get started.
Let us help you find a competitive buy-to-let mortgage, whether you are buying an investment property or remortgaging an existing one.
Buy-to-let mortgage rates vary and are dependent on the risk of the mortgage to the lender as well as the deposit available for an individual to put down. Buy-to-let mortgages rates are often higher than residential rates.
With a buy-to-let loan, mortgage lenders will look at the expected rental income and some may require a minimum earned income too.
We can advise you on a range of mortgage deals, including fixed rate and tracker loans.
A buy-to-let mortgage will be secured against your property.
The Financial Conduct Authority does not regulate most forms of buy to let mortgage.